BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//jEvents 2.0 for Joomla//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
BEGIN:VEVENT
UID:63ed7746150f8d5ea538f4b05202ef1a
CATEGORIES:Seminars
CREATED:20260818T064118
SUMMARY:Lunch Seminar: Laura Murphy - UC, Santa Barbara
DESCRIPTION;ENCODING=QUOTED-PRINTABLE:\n\nCollege, Debt, and Gender: the Influence of Outside Options on Higher E
 ducation\n\n\nAbstract:\nWomen enroll in college at substantially higher ra
 tes than men, yet experience worse post-college outcomes, including lower e
 arnings, lower labor supply, and higher student debt balances. This paper s
 tudies the role of gender differences in non-college labor market opportuni
 ties in shaping college enrollment, student debt, and aggregate gender ineq
 uality. We show that women's higher matriculation rates are concentrated in
  lower-income areas where non-college outside options are weaker, and that 
 women disproportionately attend lower-quality, lower-cost institutions whil
 e still accumulating more student debt and earning less after graduation. T
 o interpret these findings, we develop a model of college and career choice
  in which worse outside options raise the net return to college, increasing
  enrollment and debt even when post-college earnings remain lower. The fram
 ework highlights how changes in non-college labor markets can generate oppo
 sing movements in female welfare, the college earnings premium, and aggrega
 te gender earnings gaps through compositional effects, with important impli
 cations for higher education and student debt policy\n
DTSTAMP:20261023T180037Z
DTSTART:20260923T130000Z
DTEND:20260923T140000Z
SEQUENCE:0
TRANSP:OPAQUE
END:VEVENT
END:VCALENDAR